Transportation Insurance

Through advanced telematics and predictive analytics, we help clients reduce their cost of risk per mile and optimize fleet performance. Our integrated SKU tools Provide real time insurance and asset values that can help improve inventory and supply chain issues. With predictive insurance modeling, we deliver actionable insights by shipper, route and driver—allowing clients to make smarter, data-backed decisions that drive performance, safety and savings.

We deliver customized legal and compliance support to help transportation businesses reduce exposure and improve profitability. Our specialists provide contract review, compliance guidance and claims advocacy designed to protect your operations at every stage. We offer AI-driven analysis of shipper, motor carrier and broker agreements, as well as captive feasibility and management solutions including Risk Retention Group (RRG), Self-Insured Retention (SIR) and Risk purchasing groups (RPG) alternatives. Our approach includes creative risk financing and collateral tools to support sustainable growth in a rapidly evolving logistics environment.

Our dedicated claims advocates work closely with brokers to ensure swift, professional claims resolution tailored to each client’s needs. We prioritize timely communication, strategic support and results-driven outcomes that minimize disruption and protect your operations.

Oversight of transportation legal, compliance and claims strategy is led by a 20-year industry veteran with extensive experience across insurance, legal and transportation sectors. Our proficiency and problem-solving expertise in the transportation industry allow our clients to benefit from proven best practices throughout the claims lifecycle.

• Air
• Auto and Truck Dealers
• Cross-Border Transportation
• Dock to Door Transportation
• Independent Contractors and Contract Carriers
• Last Mile Delivery
• Logistics and Warehousing
• Long Haul Fleets
• Moving and Storage
• Ocean
• Public Auto
• Shared Mobility
• Transportation Pollution

• Occupational Accident
• Workers’ Compensation
• General Liability
• Auto / Trucker’s Liability
• Pollution Liability
• Auto Physical Damage
• Contingent Auto and Cargo
• Excess/Umbrella
• Non-trucking Liability
• Cargo and Warehouse Legal Liability
• Stock Throughput
  

A transportation insurance policy is a type of insurance coverage designed to protect businesses responsible for the movement of people or cargo, whether by air, sea or land. This coverage is pivotal in today’s ever-evolving transportation industry, complete with risks like theft, supply chain disruptions, accidents, cyber attacks and adverse weather. Transportation insurance safeguards your business from financial loss attributed to these threats, ensuring the continuity of your operations and protecting your bottom line.

However, not all insurance policies cover the unique needs of the industry, leaving businesses with critical coverage gaps that can expose them to significant financial and legal harm. This is where a comprehensive transportation insurance program becomes critical. At Alliant Transportation, our team of industry leaders offer holistic coverages that span the range of risks businesses face, with solutions like last mile delivery insurance, transportation pollution coverage and workers’ compensation at optimal rates and terms.

Since the specific transportation insurance businesses require depends on the scope of their operations and objectives, there are a variety of factors that will determine policy pricing. These include:

• The number of trucks your business owns and operates
• The types of trucks your business owns and operates
• The distances your trucks travel
• The size of your business
• Your accident history and driving record
• State laws and regulations
• Utilization of Independent Contractors and Contract Carriers
• Your shippers and commodities
• Your financial structure and operating authorities
• Safety, risk management and telematics systems
• The specific types of coverage you need and the number of coverages

A trusted insurance advisor like Alliant Transportation will help you develop a customized insurance program that addresses your unique risks at competitive rates and terms. For more information on the type of insurance coverages your business needs and their estimated costs, contact a member of Alliant Transportation today.

Alliant Transportation offers a wide range of insurance coverages to meet the ever-evolving risk management needs of this industry. From on-the-job injuries to theft of valuable goods and resources in transit or storage, our team of insurance specialists leverage specialized expertise and market access to develop tailored insurance solutions and services based on your greatest risk challenges. Our transportation insurance solutions include:

• Occupational Accident
• Workers’ Compensation
• General Liability
• Auto / Trucker’s Liability
• Pollution Liability
• Auto Physical Damage
• Contingent Auto and Cargo
• Excess/Umbrella
• Non-trucking Liability
• Cargo and Warehouse Legal Liability
• Stock Throughput

Transportation insurance is necessary for any business responsible for the movement of people or goods, including:

• Manufacturers and distributors with fleets
• Auto and truck dealerships
• Delivery services like last mile delivery fleets and drive away operations
• Trucking companies such as local, middle mile and long haul fleets
• Independent contractors and contract carriers
• Moving and storage companies
• Businesses that handle air and ocean transport
• Logistics service providers and warehouses
• Shared mobility providers
• Bus, taxis, limo public transport
• Non emergency and emergency transport

As the risk landscape grows in complexity, the right insurance strategy can help to protect your business from increasing threats to your assets, whether in transit or in storage. Not only is transportation insurance a strategic investment in your future, but also many insurance policies are legally required for fleets that operate with commercial purposes, such as bonds, cargo insurance and workers’ compensation. As a true partner in reaching your risk management objectives, Alliant Transportation will help you identify and close critical coverage gaps and ensure you are compliant with all state and industry regulations.