Since many of these events are hosted by under-insured third parties in public assembly facilities, the program empowers the host institution to insure its own events, providing an additional layer of protection for your organization and the event holder and/or organizer.
Tenant/User Liability Insurance Program (TULIP)
This provides coverage for events held or sponsored by companies, organizations, or individuals that have been permitted to use a public entity’s meeting rooms or other facilities. Liability insurance protects your public entity and the user of the facilities.
Instructor/Recreation Class Program
This provides coverage for events that are instructional to participants. Also covered are instructors who are not employed by your entity but who provide instructional services for a fee.
Nominee Event Program
Coverage is offered for events held or sponsored by your entity or by any of your departments or divisions, creating a convenient way for you to protect your self-insured retention. Coverage can be expanded to cover co-sponsors if desired.
Lessees, instructors, or event holders as named insured
“Primary/non-contributory” wording as respects your entity
Volunteer employees as insureds
Entity or venue owner as additional insured
Premises and products/completed operations liability
Personal and advertising injury
Fire damage and medical payments
M. Best’s guide rating
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