Certificate of Insurance (COI) Tracking Built for General Contractors

The success of your project hinges on your subcontractors. In addition to skill, experience, and professionalism, they must have adequate insurance coverage. And unforeseen gaps in their policy can deal a dangerous blow to the success of the project and put you on the hook for claims.

How can you verify that their coverage checks out? The answer is VeriCert, the construction industry’s most full-service Certificate of Insurance (COI) review and verification system, available through the AlliantConnect client portal.

Leave the Analysis to Us

Times have changed. Years ago, all you needed from your subcontractor was an “additional insured.” No precise language. No detailed coverage analysis. In today’s litigious landscape, the need for sophisticated contract language and insurance requirements is not an option, but a necessity. Unfortunately, reading and analyzing COIs is not part of a general contractor’s job description.

You’ve got a project to complete. Let VeriCert do the heavy lifting on COIs. Here’s how it works: 

• You submit a copy of your insurance requirements through VeriCert’s online platform on the AlliantConnect portal.
• A seasoned insurance expert reviews your insurance requirements to ensure they are sufficient for the project.
• VeriCert tracks and verifies all of your subcontractors’ COIs to ensure they meet the insurance requirements.
• You have real-time access to the entire verification process and can decide when to let a specific subcontractor onto the job site, or remove them from project based on the results.

Transfer the Risk

With VeriCert, general contractors have access to powerful information that enables them to transfer risk to the subcontractor, alleviating liability for claims and providing increased risk protection for the project. With speed, efficiency, and transparency, VeriCert provides access to the following key benefits:

• Improved risk transfer
• Less exposure to claims, which may lower premiums
• Reduced administrative burden to your staff
• Proactive service, with direct access to insurance experts
• Confidence that you are covered for the project

Insurance Experts from Your Neighborhood

While most COI tracking services are handled by large, national corporations, VeriCert is a focused product developed by the experts at Moloney O’Neill, an Alliant-owned company and a local insurance agency that has serviced the Inland Northwest since 1947. We know the region. We know insurance. And we know how to protect your organization.