Community Association Insurance

Community Association Underwriters of America, Inc. (CAU) is one of the nation’s largest and most established providers of community association insurance. Founded in 1989, we protect the assets of thousands of associations with our time-tested brand of prompt service, comprehensive coverage, and industry expertise.

CAU is dedicated exclusively to providing insurance products to associations of all sizes within the following categories:

• Community associations
• Residential and office condominiums
• Cooperative apartments
• Homeowners associations

Available Coverage

Community associations have unique needs. CAU provides customized coverages designed for today’s ever-changing risks—all backed by some of the world’s premier insurance carriers. In addition to superior property and casualty coverages, we offer:

• Employee dishonesty (fidelity)
• Directors and officers
• Environmental impairment
• Commercial automobile
• Equipment and machinery
• Building ordinance
  
• Workers' compensation
• Employee benefits liability

Research. Innovation. Flexibility.

The CAU insurance team is dedicated and agile with the resources and expertise to rapidly deploy innovative coverages and react quickly to emerging trends and new loss exposures with the prompt and cost-effective implementation of additional coverages. Specific policy enhancements include:

• Guaranteed replacement cost for all buildings, structures, and community personal property
• Liability with no general aggregate
• Directors and officers for non-monetary damages
• Employee dishonesty and directors and officers for property managers and firms

The Power of Experience

The unique dynamics of the community association business requires the expertise of an underwriter that is fully entrenched in this market.
CAU works with a select agents with a proven track record of service and support to community associations. This means you can rest assured that when you talk with a CAU insurance agent, you are talking with a community association specialist.