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123ocp: Insurance Solutions for Contractors 

When deadlines are tight, demands are high, and results are job #1, you need an insurance solution that is fast, comprehensive, and affordable. You need 123ocp.com, the industry’s choice for secure online quoting and binding for project specific contractor's insurance. 

Secure Online Quoting and Binding in Minutes 

Distributed by Alliant Insurance Services, 123ocp.com is the only solution in the market that offers secure, online quoting and binding for Owners and Contractors Protective Liability (OCP), Railroad Protective Liability (RRP), Contractors Project Specific Pollution Liability (CPL), Commercial Builders Risk, and Contractors Equipment insurance.

Our mission is to streamline the underwriting process and to provide immediate quotes and binders for qualifying risks. We achieve this by offering the following benefits: 
  • Easy-to-use web site, available 24/7
  • Immediate quotes for eligible projects
  • Competitive rating program
  • Immediate binder or policy issuance when coverage is bound

Program Highlights

All of our programs are issued on admitted paper, cover a wide variety of exposures, and feature competitive rates, enabling you to offer your client an outstanding contractor's insurance product at lightning speed.
 

Owners and Contractors Protective Liability (OCP)

  • Underwritten by “A+” rated Mid-Continent Casualty Company, a member of Great American Insurance Group
  • Minimum premium is $500
  • Limits available up to $5 million/$10 million
  • Available in all states except AK, DC, HI, NY, RI, and WA

Railroad Protective Liability (RRP)

  • Underwritten by “A” rated carrier Hudson Insurance Company
  • Minimum premium is $670
  • Limits are available up to $5 million/$10 million
  • Available in all states

Contractors Project Specific Pollution Liability (CPL)

  • Underwritten by “A” rated Greenwich Insurance Company
  • Tailored coverage to meet your needs
  • Lower rates than traditional policies
  • One and two year policy terms
  • Elimination of state counter-signature laws
  • Minimum premium is $2,550
  • Limits are available up to $5 million/$10 million
  • Both occurrence and claims made forms are available
  • Available in all states
  • Available coverages:
    • Extended completed operations
    • Mold
    • Asbestos
    • Lead
    • Disposal
    • Transportation
    • Terrorism

Commercial Builders Risk

  • Underwritten by “A++” rated Chubb Group of Insurance Companies
  • Replacement cost valuation
  • No co-insurance provision
  • Extended limit of insurance at 5% limit or $500,000
  • 45 days occupancy included where state regulations permit
  • Green endorsement
  • Protects your clients from losses during new construction projects, including:
    • High-rise offices
    • Municipal buildings
    • Industrial structures
    • Engineered risks
    • Warehouses
    • Institutional properties
    • Road projects

Contractors Equipment

  • Underwritten by “A++” rated Chubb Group of Insurance Companies
  • Provides coverage for your clients’ machinery, equipment, and tools
  • Replacement cost
  • $100,000 debris removal
  • $25,000 pollution clean-up
  • $100,000 automatic limit for newly acquired equipment
  • No exclusions for employees tools or clothing
  • No co-insurance provision

Quote and Bind Contractor's Insurance Now

Generating a quote with 123ocp.com is as easy as 1-2-3. What normally takes days to accomplish is now available to you in minutes. Go to the 123ocp.com site now.
 

For more information, contact:

Contact Information
​Stan Szczurek
(610) 635-3311
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