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EQ One
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Earthquake Insurance and Flood Insurance Underwriting

EQ One provides underwriting excellence in Difference in Conditions (DIC) insurance. Our seasoned underwriting team delivers specialized products and services for earthquake insurance and flood insurance.

Through its strong relationships and sound underwriting expertise, Through its strong relationships and sound underwriting expertise, EQ One is committed to delivering solid and profitable portfolios to our companies, and a consistent appetite, timely service, and high quality carriers to our wholesale brokers.

Program Features

We underwrite insurance solutions for a broad range of asset classes, providing an array of best-in-class features:

  • $62,500,000 in total primary capacity (higher capacity is available with referral approval)
  • Minimum premium: $2,500 in A and B zones, $2,000 in all other
  • Deductibles:
    • Generally 5% in California (lower deductible may be available)
    • 2% minimum in all other states
  • Total Insurable Values: Unlimited
  • Construction Class: All types of construction classes, including:
    • Wood frame
    • Masonry
    • Metal
    • Steel frame
    • Reinforced concrete
    • Others
  • Territory: All states except North Dakota

Carrier Relationships

Since 1999, EQ One has formed powerful partnerships with a breadth of insurance carriers, enabling us to deliver competitive rates, broad coverage, and lightning-fast quotes.

Our Values

EQ One was founded on service, integrity, and underwriting: three values that continue to drive us forward.

  • Service: We are timely, courteous, professional, and accurate.
  • Integrity: We are guided by honesty; we adhere to strong underwriting principles, monitor and maintain catastrophe aggregates, and employ superior risk evaluation and selection techniques.
  • Underwriting: We are flexible in our underwriting processes and demonstrate our commitment to our clients and companies through competitive and fair pricing.
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For more information, contact:

Contact Information
​Kelley Bernal
Senior Vice President
(818) 844-2654
Email
​
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